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Terms and Conditions

Terms and Conditions

Statement of Terms and Conditions

Use of this Web site and associated services are bound by this Statement of Terms and Conditions effective January 1st, 2007. PLEASE READ THIS STATEMENT OF TERMS AND CONDITIONS (the "Statement") CAREFULLY BEFORE USING THE WEB SITE. By using this Web site, operated by Optum and HealthAtoZ (collectively as the "Company"), you signify your agreement to this Statement, without modification. If you do not agree to these terms and description, you may not use these services.

Not Medical Advice

The Web site provides health content and information designed to complement your personal health management. The information provided should not be considered complete or exhaustive, nor does it cover all disorders, conditions, treatments or health related issues. Any content on, or linked to the Web site, including personalized action steps, is not intended as a substitute for the advice provided by your own physician or health care provider, and may not necessarily take your individual health situation into account. You should not use the information on this Web site as a means of diagnosing a health problem or disease, or as a means of determining treatment. For specific medical advice, diagnosis or treatment, you should consult a physician or appropriate health care professional. The Company does not provide emergency medical services or medical advice. In the event of a medical emergency, immediately contact a doctor or call 911. The Company assumes no liability regarding actions taken by you or a third party for damages arising out of information contained in or accessed through the Web site or linked Web sites.

Privacy Statement

Your privacy is very important to us. Please contact us at if you have any questions or comments about privacy, or how any information you send us may be used. The Company has created a Privacy Statement to demonstrate our firm commitment to protecting your privacy. The Privacy Statement, incorporated herein by reference, is available for review on the Web site.

Type of Information Gathered

In addition to personal information referenced in the Privacy Statement, we may also collect information about your visit to the Web site. Such information, as well as your IP address, may be used to help investigate problems with Company systems and/or to administer and improve this Web site. Your IP address also may be used to help identify you and to gather broad demographic information.

This Web site uses cookie technology to help improve site performance and deliver the best possible experience. A cookie is a small amount of information entered into your browser's memory or stored on your computer's hard drive. Information stored may include the domain, path, lifetime and value of certain variables established for this site. Based on consumer opt-in, this may also include securely stored user name and password information, or other information used to personalize this Web site and facilitate easy access to stored information. If you have chosen not to enable cookies on your web browser, we ask that you enable them while browsing this Web site. Failure to do so may result in LIMITED or NO access to this site. Accepting cookies will not allow outside parties to track your usage of the Web site.

If you enable your cookies but later change your mind, set your browser preferences to disable or delete cookies. Remember, disabling cookies may prevent you from using services from this Web site.

Posted Information

Users of this Web site are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, inflammatory, pornographic, criminal or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate the law. However, the Company is not responsible for the conduct of users of the Web site. Your contact with any other Web site consumer and any information such consumer communicates to you or others are at your own risk

The Company reserves the right to block or remove communications or materials from this Web site that are determined to be abusive, defamatory or obscene, fraudulent, deceptive, or misleading, in violation of a copyright, trademark or other intellectual property right of another, or offensive or otherwise unacceptable to the Company in its sole discretion. You agree that you will not use this Web site for any purpose that is unlawful or prohibited by this Statement. If an individual abuses his or her rights as a user of this Web site in violation of state or federal law, evidence of such criminal acts may be disclosed to appropriate law enforcement officials and result in criminal prosecution under applicable law or regulation.

Links to Other Web Sites

This Web site contains links to other sites. Links from this Web site are for informational purposes only and do not constitute an endorsement of such linked information. The Company is not responsible for the privacy practices or the content of such Web sites and does not make any representation regarding the cost or quality of products or services offered, or the content or accuracy of materials on the sites. Please read the privacy statements and terms and conditions of the linked sites that you visit.

The Company editorial staff reviews all externally linked sites annually. As such, we cannot ensure that all external links are active or remain appropriate for use. To report an inactive or inappropriate link, send an email to:

Services and tools provided by this Site for personalization or service delivery purposes may be hosted by approved third party partners. For example, some consumers may be offered a Health Assessment service from the University of Michigan Health Management Research Center's web site. Information passed between this Web site and such third-party partners is encrypted and secure. All information is kept confidential and private in accordance with this Statement.

Consumers who use this Web site and services provided by the Company agree that the personal health information that the consumer provides to third-party partners may be collected by the third parties and securely stored and shared with this Web site and the Company. Participation in these services is always optional.

More information about the University of Michigan Health Management Research Center's services can be found at:


The Company is committed to privacy protection and utilizes the most current security tools available to ensure the privacy and confidentiality of all registered users. An individual user ID and password protect each consumer account so that no one other than the user can access its features unless provided for by the services. However, it is your responsibility to keep your password confidential and not share it with anyone. In addition, all information is protected through secure socket layer (SSL) software, which encrypts the data to protect it during transmission. This Web site maintains this information, encrypted, on a secure, protected server. This Web site is certified by VeriSign (

This Web site does not warrant against human and machine errors, omissions, delays, interruptions or losses, including loss of data. The Company cannot and does not guarantee or warrant that files available for downloading from this Web site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties.

Online Privacy Protection of Children

This Web site does not knowingly collect personal information from any person under the age of 13. We are committed to protecting the privacy of children, and this Web site is not designed or intended for children under the age of 13.


This Web site provides users the opportunity to opt out of receiving services or communications from this site and our corporate partners. This option can be chosen during the initial visit to this site, or any time after using the following options.

Consumers may use the "Edit Profile" feature to modify or remove Profiles you have created for family members, and to modify or delete information from your own Profile.

  1. You can send e-mail to
  2. You can send mail to the following postal address:
    Windsor Corporate Park
    50 Millstone Road, Building 200, Suite 160
    East Windsor, NJ 08520
  3. You can call the following telephone number: 866-868-5484 (in USA).


This Web site gives users the following options for changing and modifying information previously provided:

  1. 1. Log into our system and manage your profile settings through the "Edit Profile Page"
  2. E-mail
  3. Send mail to the following postal address:
    Windsor Corporate Park
    50 Millstone Road, Building 200, Suite 160
    East Windsor, NJ 08520
  4. Call the following telephone number: 866-868-5484

Contacting the Web Site

If you have any questions about this Statement, the practices of or any of its services, or your dealings with this Web site, you can contact:
Windsor Corporate Park
50 Millstone Road, Building 200, Suite 160
East Windsor, NJ 08520

The remainder of the HealthAtoZ Terms of Service concern your responsibilities as a user of our interactive health services, our disclaimer, and other statements.

Your Responsibilities as a HealthAtoZ User

Obtaining and maintaining the equipment necessary for you to access and use this Web site's services (computer hardware, telephone line, etc.) is your responsibility. You also are responsible for maintaining the confidentiality of your user identification and password. You are expected to contact this Web site or the Company immediately in the event that unauthorized use of your account occurs. You are solely responsible for the accuracy of information you submit on this Web site.

Disclaimer of Warranty; Limitation of Liability

The Company does not warrant or guarantee that the services or content provided will be uninterrupted or error-free, or that defects will be corrected. THE INFORMATION PROVIDED ON THE WEB SITE IS PROVIDED 'AS IS' AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. The Company does not endorse or guarantee the accuracy of any third-party information posted on its Web site or other linked web sites. Reliance upon any information provided on this Web site, or on linked web sites, is at your sole risk. In no event shall the Company, its officers, directors, employees or affiliates assume any liability to you for any damages, losses, or causes of action, whether in contract, tort (including, but not limited to, negligence) or otherwise, arising out of use of the Web site.. Your use of the Web site is at your own risk.


The names of companies or products mentioned on the Web site may be the trademarks of their respective owners. You may not remove, alter, cover or distort any copyright, trademark or other proprietary rights notice on the Web site.

Modification of Statement

This Statement may be modified by the Company from time to time. When changes have been made, the revised statement will be posted on the Web site and will be effective immediately.


This Statement shall be governed by and construed in accordance with the laws of the State of Minnesota, without giving effect to its conflict of laws provisions or your actual state or country of residence. If any provision of this Statement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Statement and shall not affect the validity and enforceability of any remaining provisions. You may not transfer your rights to access the Web site. This Statement constitutes the entire agreement between the parties relating to the subject matter herein.

Effective as of 1/1/07

  Health & Wellness Technical Support: 866-868-5484
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